School Holidays can be a very expensive time. How can we make the most of the opportunities while managing the current economic pressures. Sam Garraway CEO for CAPNZ (Christians Against Poverty) joined Tom and Di with some ideas and keeping things in perspective. School Holidays can be a very expensive time. How can we make the most of the opportunities while managing the current economic pressures. Sam Garraway CEO for CAPNZ (Christians Against Poverty) joined Tom and Di with some ideas and keeping things in perspective.